Car accidents can happen to anyone and even “minor” injuries can have a major impact on your life. Blumers represent people across the full range of injuries including everything from whiplash requiring a week off work to catastrophic injuries requiring a life-time of round the clock care.
If you think you may have a claim for injuries sustained in a car accident do not delay in contacting us to find out what the time limits are for your particular circumstances.
If the accident occurs in the ACT you are entitled to up to $5,000 worth of treatment immediately, as long as you get the correct forms lodged with the other vehicle’s Compulsory Third Party (CTP) insurer right away. If the vehicle at fault was not registered, or didn’t have CTP insurance, there are options to pursue the claim but special time limits apply.
After the insurer of the other vehicle has been notified that you have a claim there are a few more forms to be completed and then evidence is gathered to support your claim. This is when the crash report and any photographs will be invaluable to your claim.
The law in NSW is different but still requires particular forms to be lodged with the CTP insurer in a tight timeframe (usually 6 months).
There are some special circumstances where you may be able to make a claim even if the claim was your fault, or nobody’s fault (called a blameless accident). A few examples are ACT workers who are travelling to work* or people injured in NSW who are under a certain age, or suffer a catastrophic injury. We will assist you in identifying what your rights are and how you can best protect yourself.
It is not unusual for the ‘at-fault’ driver to be a relative or friend of the injured person. Some people feel uncomfortable or embarrassed to make a claim against that person. We can reassure our clients that the claim will be handled by a claims manager appointed by the insurer and the at-fault driver is rarely involved in the claim.
*not ComCare workers